Interest Rates

Interest rates are terribly low. Some experts say we have hit bottom. At any rate, it would be nice to have a decent interest rate. I am not calling for inflation, just an adjustment. Former Vice President Cheney is sounding off again. I would like to punch him in the mouth. He represents everything I am against. I hate to say it but a few more bank failures might be good for the economy. Do I sound gloomy. Yes, I do.